These are some notes I put together to help pitch a jPOS-based application solution vs. an incumbent Tandem-based solution. These might be helpful to you if you're in a position to do a similar pitch. This is really a "starter kit." Feel free to take these and expand and modify as you see fit.
Business Benefits
Reduce total cost of ownership (‘TCO’) of payment systems solutions:
- Take advantage of pricing which doesn’t reflect the ‘baggage’ of needing to support proprietary operating platforms.
- Operate on inexpensive Intel-based PCs
- Choose from a wider (and more cost-effective) labor pool (vs. specialty architectures).
Assure yourself of a reduced maintenance and support cost base, as well as a cost-effective, viable upgrade path.
Receive a rapid ‘mean-time to payback’ on your investment.
Capitalize on profit opportunities by conceiving, developing and implementing new marketing initiatives more rapidly.
Share development and marketing ideas with a worldwide community of fellow users.
Technical Benefits
Align payment systems direction with overall corporate IT direction.
Allow payment systems to be integrated into corporate IT support services (at many installations, proprietary OLTP architectures are walled-off from corporate IT and treated as an island; sometimes, this engenders bad feelings towards the payment systems group).
Leverage the contributions of the ‘open source’ community.
Allow customers to operate payment systems solution as less of a ‘black box.’ Increased knowledge and control means that everyone can focus more on activities directly related to the business vs. concern over intricacies of the ‘black art’ of maintaining a traditional OLTP operation.
Achieve ‘fault-tolerant’-like up-time goals at ‘standard enterprise computing’ prices.
Minimize the frequency and duration of scheduled downtime windows.
Trend and Opportunities
Tap into the ‘dual revolutions’ of Linux-based computing and ‘open source’ development communities.
There’s an inexorable drive towards standardization of enterprise-class IT on low-cost Intel-based servers. Using jPOS as your payment framework will put you right in the middle of this movement and by using it, you’re not sacrificing your commitment to fault-tolerant operations.
Respond to the fact that more and more technology decisions are being made by the CFO, not the CIO. That means there needs to an ROI-type justification for everything. We believe there is a very short payback for a jPOS-based implementation.
Capitalize on any future consolidation in the market. Mergers and acquisitions (M&A) are a fact of life. When they happen, “system rationalization” (i.e., choosing a survivor from the two payment systems) occurs. Having a 'new generation' solution in place will give your customers the upper hand in any of these discussions.
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